Originally Posted by
ByzantinePowerGame
If you're poor you shouldn't have education related debt, it means one of several things happened. It most likely means you went to a high-style university and got a useless degree that didn't get you a decent job, this means you lack foresight, wisdom, knowledge and discernment. It may mean a few other things, such as you were hit by a recession and lacked the resilience or presence of mind to roll with it and make a job happen or create your own job.
I paid off $100,000 in student loan debt within 12 months of becoming a licensed attorney, it took a colossal amount of work but I got it done.
If you maintain a healthy and fit lifestyle your medical costs will be extremely minimal. I have very empathy but little sympathy when it comes to those who eat themselves into obesity, smoke themselves into cancer, asthma, hypertension, or who contaminate their bodies with venereal diseases and abuse from drugs. The cost of trying to make them whole again, of repairing them, or maintaining them from crumbling should not be apportioned throughout society.
I am fundamentally okay with allowing people to live the consequences of their choices. I get this will rub some people as "unfair" but these are usually the sort of people who believe in being allowed to live a lifestyle that involves cost-shifting the consequences of choices onto the shoulders of others.
I shouldn't have to pay the gambling losses of another. If somebody rolled the dice too many times at Vegas and blew their rent money for the next six months that isn't my fault and it isn't my problem.
I studied for thousands of hours to get where I am, I applied myself diligently, I sacrificed, I avoided parties, I refrained from reckless living, I really don't have sympathy for those who adopted the mantra of "eat, drink, be merry" and who lived a riotous life of drunken hookups and are now entering middle-age with crippling health problems.
The candle that burns twice as bright burns half as long. You have a set number of beats for your heart. Some people have chosen to have those beats overwhelmingly in the first 30-45 years of their life which wind up being the only 30-45 years of their life. I am trying to pace myself so I can reasonably hope to have 80-100 years of solid health.
It may shock you but your life is not my responsibility and the consequences of your choices are not my responsibility.
I am responsible for myself and the lives of those I chose to create and help bring into physical existence.
Many people are living in poverty because of choices they made. My first romantic encounter was at age 21 after I graduated from university. Ask the typical poor person when their first encounter was. I know poor people who lost their virginity at 14-15, some who had pregnancies or got a girl pregnant at 15-16. They made choices, they chose poorly, it isn't my fault and it shouldn't be my problem. While they were buried in the genitalia of others, I was buried in my books, studies, hobbies, physical fitness routines, and cultural pursuits.
Every person is dealt a certain hand in life, things that are outside of their control based on what sort of life they are born into. Some of us like the entire hand, some of us hate the entire hand, some of us want to keep a few cards and trade for a few better cards, some of us are dealt a crap hand and we play it the best we can and make it into a winning situation, others are dealt a crap hand and they make life choices that see them cemented into being stuck with a crap hand for life. I am not responsible for those who chose to throw away a winning hand or who chose to cement themselves into being stuck forever with a losing hand.
My life situation is the result of a handful of people who helped me along and my constant diligent application of myself to a viable and workable plan of self-advancement.
I just met up with a friend from high school and we were going over what happened to all of the popular and cool kids from our graduating class. It is coming up on 20 years and he and I were talking about how virtually every single popular kid from high school wound up falling flat, is a total loser, the ones in and out of jail, working trivial retail jobs, not working and doing small-time drug deals. A handful of people from our graduating class became attorneys, enlisted in the military, became officers in the military, became engineers, a few became accountants or doctors, but most of the popular kids, the preppy types, the jocks, the kids who were sexually active and "cool" hung around the area, stayed with their parents, and achieved a whole lot of nothing and many don't even have a basic job above part-time minimum wage.
I commented, "I see a number of the cool kids around town, they wash my car and hand me my take-out at this or that sandwich shop, some of them contact me and try to hit me up for free legal advice."
Everybody makes a choice. Some of us know by age 12-13 that we want more out of life than being "cool" for the next 4-6 years of school and that we have ambitions in life, and we put ourselves on a path to achieve said ambitions. Some of us decide at 12-13 that "being cool in high school" is the most important thing in life and we behave accordingly. Time ultimately reveals the validity of one's choices.
I'm fundamentally not sorry that a lot of people are losers who consistently made crappy decisions in life.
I occasionally speak to despondent young people and I give them the same general advice. When you're 16-18 in high school or 18-21 in university and you're not in the right clique, you're lame, you're not cool, you're not with the "in crowd" don't worry and absolutely do not engage in self-harm over the situation. In a few years you'll have graduated and moved on and none of those people will really ever matter again and who was cool, hip, or with it, won't count for anything the day after graduation. If you're successful you'll encounter those cool people again, most of them will be working menial jobs and doing low-level service work for you, while you enjoy your success and continue building more success. Such is life.