Lancaster Coffers

[Dirty Chai]

House of Lancaster, the line of John of Gaunt

Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Holder: Edward of Westminster (also known as Edward of Lancaster)

Treasury for 1481: £0 (starting)
Income over the course of the year: £2,000 (1480 loan) + £4,000 (Duke of Bar, unmodified)
Expenditures: £3,200 (upkeep)
Modifiers: none

Total for 1482 on New Year's Day: £0 + (£2,000+£4,000) - (£3,200) = 2,800

Loans & Debts in 1481

Yearly Income (before maluses/bonuses/expenditures): £4,000

1. 1480 loan of £2,000 from Reims, France
- 15% interest rate per annum
- Current interest buildup: x1.15 = £2,300
- Ratio to yearly income: 57.5%

Total Debt: £2,300
Debt Ratio: 57.5%

Main Characters

Edward of Westminster
Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Age: 28 in 1481; born 13th of October 1453
Spouse: none
Temperaments: Melancholic & Choleric
- Meticulous: +1 detection rolls, -5% movement speed.
- Pessimistic: +1 to survival rolls, -1 Charisma.
- Bloodthirsty: +1 Battles, -1 Charisma.
Skill Points: 6
- Personal Combat: +3
- Charisma: +3
Total:
- Battles +1
- Survival +1
- Charisma +1
- Personal Combat +3
- Movement -5%
- Detection +1

Auxiliary Characters

n/a

[Dirty Chai]

House of Lancaster, the line of John of Gaunt

Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Holder: Edward of Westminster (also known as Edward of Lancaster)

Treasury for 1482: £2,800 (from 1481)
Income over the course of the year: £4,000 (Duke of Bar, unmodified) + £3,000 (Jews expelled from Bar) + £4,000 (Usurers expelled from Bar) + £6,000 (1482 loans)
Expenditures: £3,200 (upkeep)
Modifiers: -50% on Bar income

Total for 1483 on New Year's Day: £2,800 + ([£4,000]*0.5+£3,000+£4,000+£6,000) - (£3,200) = £14,600

Loans & Debts in 1482

Yearly Income (before maluses/bonuses/expenditures): £4,000

1. 1480 loan of £2,000 from Reims, France
- 15% interest rate per annum
- Current interest buildup: x1.30 = £2,600
- Ratio to yearly income: 65%
2. 1482 loan of £6,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.00 = £6,000
- Ratio to yearly income: 150%
3. 1482 loan of £1,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.00 = £1,000
- Ratio to yearly income: 25%

Total Debt: £9,600
Debt Ratio: 240%

Main Characters

Edward of Westminster
Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Age: 29 in 1482; born 13th of October 1453
Spouse: none
Temperaments: Melancholic & Choleric
- Meticulous: +1 detection rolls, -5% movement speed.
- Pessimistic: +1 to survival rolls, -1 Charisma.
- Bloodthirsty: +1 Battles, -1 Charisma.
Skill Points: 6
- Personal Combat: +3
- Charisma: +3
Total:
- Battles +1
- Survival +1
- Charisma +1
- Personal Combat +3
- Movement -5%
- Detection +1

Auxiliary Characters

n/a

[Dirty Chai]

House of Lancaster, the line of John of Gaunt

Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Holder: Edward of Westminster (also known as Edward of Lancaster)

Treasury for 1483: £14,600 (from 1482)
Income over the course of the year: £4,000 (Duke of Bar, unmodified) + £1,000 (dowry for Eleanor FitzRoy) + £20,000 (selling Bar)
Expenditures: £3,200 (upkeep) + £21,700 (Mercenaries)
Modifiers: -50% on Bar income

Total for 1484 on New Year's Day: £14,600 + ([£4,000]*0.5+£1,000+£20,000) - (£3,200+£21,700) = £12,700

Loans & Debts in 1483

Yearly Income (before maluses/bonuses/expenditures): £4,000

1. 1480 loan of £2,000 from Reims, France
- 15% interest rate per annum
- Current interest buildup: x1.45 = £2,900
- Ratio to yearly income: 72.5%
2. 1482 loan of £6,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.15 = £6,900
- Ratio to yearly income: 172.5%
3. 1482 loan of £1,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.15 = £1,150
- Ratio to yearly income: 28.75%

Total Debt: £10,950
Debt Ratio: 273.75%

Main Characters

Edward of Westminster
Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Age: 30 in 1483; born 13th of October 1453
Spouse: Eleanor Plantagenet (born in 1465)
Temperaments: Melancholic & Choleric
- Meticulous: +1 detection rolls, -5% movement speed.
- Pessimistic: +1 to survival rolls, -1 Charisma.
- Bloodthirsty: +1 Battles, -1 Charisma.
Skill Points: 6
- Personal Combat: +3
- Charisma: +3
Total:
- Battles +1
- Survival +1
- Charisma +1
- Personal Combat +3
- Movement -5%
- Detection +1

Auxiliary Characters

n/a

[Oznerol]

+20,000 pounds.

Sent by cousin Lorraine with love, once the Lancastrian pretender leaves the duchy.

[Dirty Chai]

House of Lancaster, the line of John of Gaunt

Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Holder: Edward of Westminster (also known as Edward of Lancaster)

Treasury for 1484 (1/2): £12,700 (from 1483)
Income over the course of the year: £1,895 (raiding)
Expenditures: £3,200 (upkeep) + £2000 (purchase of cannon) + £1,500 (upkeep of cannon)
Modifiers: n/a

Total for 1484 (2/2) on Midsummer's Day: £12,700 + (£1,895) - (£3,200+£2,000+£1,500) = £7,895

Loans & Debts in 1484 (1/2)

Yearly Income (before maluses/bonuses/expenditures): £0

1. 1480 loan of £2,000 from Reims, France
- 15% interest rate per annum
- Current interest buildup: x1.60 = £3,200
- Ratio to yearly income: --%
2. 1482 loan of £6,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.30 = £7,800
- Ratio to yearly income: --%
3. 1482 loan of £1,000 from Bar-le-Duc, France
- 15% interest rate per annum
- Current interest buildup: x1.30 = £1,300
- Ratio to yearly income: --%

Total Debt: £12,300
Debt Ratio: infinite, no income

Main Characters

Edward of Westminster
Titles: King of England, King of Naples, King of Jerusalem, King of Ireland, and Duke of Bar
Age: 31 in 1484; born 13th of October 1453
Spouse: Eleanor Plantagenet (born in 1465)
Temperaments: Melancholic & Choleric
- Meticulous: +1 detection rolls, -5% movement speed.
- Pessimistic: +1 to survival rolls, -1 Charisma.
- Bloodthirsty: +1 Battles, -1 Charisma.
Skill Points: 6
- Personal Combat: +3
- Charisma: +3
Total:
- Battles +1
- Survival +1
- Charisma +1
- Personal Combat +3
- Movement -5%
- Detection +1

Auxiliary Characters

n/a

[Dirty Chai]

£7,895 left in the name of Edward of Westminster, inherited by his widow lady Eleanor