When they start off 50000 florins in debt.
This seems odd to me that they are that poor in the beginning? Is it meant to be just 5000 florins in debt or start with 50000 florins? Because it paralyses you early on because it's difficult to build a force when you don't have any money in the beginning.
Is this fixed in a patch or hotfix? Since I'm using 2.3.2, which is the latest version, but that doesn't mean I've missed hotfixes.