So, I finally managed to unify the northern kingdom by waging war against Gundabad and Isengard to get the needed lands, kept my most priced general as a farmer in Annuminas to grow it, bribed fat Gondor-lords with everything I had, and finally scraped together the funds to build the house of kings. And what was my reward?
All cultural buildings destroyed, cultural drops in all regions, no more free upkeep.
This has caused my kingdom to go into -10k per turn. Reconstructing the buildings will cost lotsa dough and will take a long time. However with the negative income I'm having it won't be happening as the only way to get back into positive is to disband all my armies, which the orcs of Misty mountains will be happy to see, but the local population probably would have rather just stayed as Eriador...
So the basic problem is that I'm into massive debt with the transition into Arnor, but I can't disband troops because the orcs will eat me if I do that. I've taken Gundabad and Isengard out of the picture and Misty is the only evil faction still bordering me. However my so called "Allies" are "busy" with Rhun/other evils.
Finances in pic. Also see Gandalf as Aragorns grandson.
Spoiler Alert, click show to read:
edit. alt pic host
Spoiler Alert, click show to read: